10 Reasons to Contact Us for Your Real Estate Financing Needs
1. Innovative Loan Products
1sts & 2nds, Non-conforming properties, construction, swing and bridge loans, mixed use, fix and flip capital
2. Exceptions are Common and Encouraged
“Tell me the story” … we will find a loan!
3. No Down Payment Options Still Available
100% financing, Full Doc, reducing upfront costs. Reduced loan amounts with the current mortgage climate. For buyers with less reserves, FHA loan programs only require 3% down payment.
4. High Loan to Value (LTV) Investment Properties
90% LTV to $1.5 million or 95% to $1.5 million with a seller carry back for purchase or cash out refi. Good for small businesses to buy and not rent.
5. Interest-Only Options
Improve your cash flow with lower monthly payments
6. Equity Sharing and Pooled Investments with Friends and Family
We can help structure equity sharing agreements, multiple borrowers on title, seller financing and other creative financing approaches to meet your goals. We can refer you to legal and accounting advisors advisors experienced with these structures.
7. Tenants in Common (TIC) Developers
Group or individual, “fractional” TIC loans available. Consultation available for acquisition, tenant strategies, rehab and selling to unit buyers.
8. Parent Power, 100% financing
Parents or relatives can help their children buy property by pledging part of their stock portfolio. No need to liquidate stocks. Also use as a bridge loan.
9. Commercial Lending Opportunities
Commercial financing from $500,000-$20 million. Almost any commercial property type qualifies including mixed use residential and retail etc.
Commercial 2nd mortgage equity lines are also available. Your first mortgage might have a long pre-payment penalty or you just need capital without the higher appraisal fees. No cost commercial equity lines available.
10. We Are Ready to Join Your Investment Advisory Team
We can help you make the best property and financial decisions quickly. Call me to discuss a loan scenario or investment opportunity in confidence.
Mark Stoner, Mortgage Planner
Milestone Mortgage
Tel. 415-706-4301
Milestone Mortgage 425 Market St., Suite 2200 San Francisco, CA 94105